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BLIK

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What does BLIK mean?

Blik
Blik is a payment system in Poland that allows users to make instant payments and withdraw cash using only the user's standard mobile banking app. The system allows to make online and in-store purchases and to transfer money in real time between bank accounts and ATMs, including cash withdrawal from ATMs, without the need of a payment card. Transactions are uniquely identified by a 6-digit one-time code, valid for 2 minutes, which the user generates and authenticates in his/her mobile banking app. The code can then be typed in online, entered on the ATM screen, or typed by the payment recipient in his/her mobile app. The resulting payments are near instant. Blik was launched in February 2015 by Polski Standard Płatności, an alliance of six Polish banks, itself a member of the European Mobile Payment Systems Association. The number of participating banks has grown since. Blik had 7 million users and processed 424 million transactions in 2020.

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